Overview | Compare All Services | FAQ| Blog

Credit Report & Score Services
Compare and review all credit reports and score services.


Credit Comparisons & Reviews

Services: Our Ratings: Bottom Line:
Identity Guard Rating:
 Most comprehensive service w/ tons of features; free 30-day trial
Equifax with Score Power Rating:
 Free FICO score & 3-in-1 credit report plus 3-bureau monitoring; Great overall value
CreditCheck Total Rating:
 Unlimited reports & scores from all 3 bureaus, free 7-day trial
Chase Identity Protection Rating:
 Cheapest way to access and monitor all three reports and scores; Includes $100,000 in identity theft protection
FreeCreditReport.com Rating:
 Free Experian credit report and score plus cheapest 3-bureau monitoring solution
True Credit 3 Bureau Rating:
 Same great service as Privacy Matters but no free trial & $5 less
myFICO Rating:
 Best way to monitor your FICO score but otherwise limited
Equifax Rating:
 Cheapest way to monitor all 3 bureaus but no credit score info

Did you know?

Did you know that having bad information on your credit report or a low credit score may be costing you literally thousands of dollars a year in higher payments? Did you know that your credit report and score can determine whether you can get anything from a mortgage to an apartment to a job or even a cell phone? Did you know that identity theft is the fastest growing crime in the U.S. and that you can guard against it by monitoring your credit report? You need to know what is on your credit report and what your credit score is.

How Does It Work?

Credit monitoring services constantly monitor your credit report for any changes and send you an email alert whenever a change occurs. Most also give you free credit scores and free credit reports plus explanations of what factors are helping or hurting your creditworthiness.

View all credit monitoring services.


Free Trials

Many of our recommended services offer free trials. If you're not sure you want to subscribe to a service or just want to check out your credit report and score for free, then try a service with a free trial and simply cancel within the trial period if you don't want the service and you will pay nothing.

View all services, including those with a free trial and free credit report & score.